Commercial Property/Builder's Risk Insurance

COMMERCIAL PROPERTY INSURANCE

You never know when a catastrophic event like a fire, severe storm, or robbery will threaten your business, and you don’t want to face the prospect of having to pay for your recovery costs alone. Commercial Property insurance can minimize these losses and get you back on your feet and operational in no time. 

Commercial Property insurance helps to shield your business in the event of a covered loss, extending coverage for:

• Buildings
• Equipment 
• Inventory
• Furniture
• Tools
• Lost income

COMMERCIAL BUILDER'S RISK INSURANCE

Commercial Property insurance only applies to a building in it's completed state.  During the construction or renovation of a building, it's important to have the right type of coverage in place to protect the unique circumstances for the property.  Builder's Risk insurance is a specialized type of property insurance designed to protect not only the building, but everything involved during the construction phase of the project:

• Buildings in all phases of the construction/renovation process
• Construction materials and equipment, on-site or in-transit
• Temporary structures, such as scaffolding and fencing
• Cost of labor

If the unthinkable happens and a loss occurs, the Builder's Risk insurance policy may also provide several coverage extentions including:

• Debris removal and disposal
• Pollutant cleanup
• Lost sales/rental income
• Additional interest on loans
• Real estate taxes