Workers' Compensation Insurance

WORKERS' COMPENSATION INSURANCE

Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer. Workers Compensation Insurance is designed to help companies pay these benefits.

As a business owner, securing Workers' Compensation insurance, or "Work Comp" ensures:

• Medical care benefits for treatment of employee injury or illness sustained on the job
• Burial & family benefits if an employee dies as a result of a job related illness/injury
• Legal protection against most injury-related employee lawsuits
• Compliance with government and contractor requirements